Temporary disability benefits are a form of workers’ compensation designed to provide financial assistance to individuals who are unable to work due to a temporary injury or illness. In California and other states, these benefits aim to replace a portion of the individual’s lost wages during their recovery period. If you believe you may qualify for temporary disability benefits, contact an experienced lawyer to assist you in pursuing the compensation you may be entitled to. 

Fractures and Broken Bones

These are common injuries that can result from various accidents, such as falls, car accidents, or workplace accidents. These injuries can require immobilization, surgeries, and extensive rehab. Individuals who sustain fractures or broken bones that significantly impact their ability to work may be eligible for temporary disability benefits until they recover and can return to their regular work duties.

Sprains and Strains

Injuries like sprains and strains can occur due to sudden movements, overexertion, or repetitive motions. These injuries often affect joints, muscles, or tendons, causing pain and limited mobility. Depending on the severity, individuals with sprains or strains may be unable to perform their regular job duties, leading to eligibility for temporary disability benefits while they heal and regain their functionality. 

Under California's workers' compensation system, an injured worker may be entitled to a supplemental job displacement voucher if their injury prevents them from returning to the same or similar employment. This voucher is intended to help workers pay for retraining and education expenses, such as tuition costs, books, and fees. A qualified workers’ compensation lawyer can help you understand what a supplemental job displacement voucher is, when a worker is eligible to receive one, and how much the voucher is worth.

What Is a Supplemental Job Displacement Voucher?

Commonly known as a supplemental job displacement voucher, the supplemental job displacement benefit (SJDB) is a payment given by the insurance company that pays for certain educational and vocational training expenses incurred by an injured worker who cannot return to his or her pre-injury job. The SJDB is issued in the form of a voucher that can be used for tuition costs at accredited public or private schools, textbooks and other materials necessary for school attendance, fees associated with testing or certification programs, career counseling services related to obtaining new skills or training for new occupations, and any other educational expense approved by the Division of Workers’ Compensation. The SJDB does not cover living expenses during training or commuting costs associated with attending classes.

When Is a Worker Eligible for a Supplemental Job Displacement Voucher?

In order to be eligible for the SJDB in California, an injured worker must meet all of the following criteria:

When people suffer work-related injuries, they are generally eligible for workers’ compensation benefits. Medical costs related to a work injury, disease or illness contracted while working, or a health condition that was caused by the work a person performed should be fully covered. However, there are a variety of requirements that must be met during treatment, and some limitations may apply. Injured workers will want to make sure to understand their rights and the procedures that will be followed as they receive treatment, and they may need to work with an attorney to make sure they receive the medical benefits they deserve.

Medical Care Covered by Workers’ Compensation

When doctors or other medical professionals provide treatment covered by workers’ comp, this treatment must be evidence-based. It must be scientifically proven to be an effective treatment for the injuries that a person experienced while working or due to their work. The California Department of Workers’ Compensation (DWC) maintains a set of regulations known as a medical treatment utilization schedule (MTUS). This schedule provides guidelines for appropriate treatments for different parts of the body, including those related to post-surgery pain treatment and therapy, as well as acupuncture.

A DWC claims administrator must authorize all forms of medical treatment, and they will perform a utilization review (UR) to ensure that a planned course of treatment is medically necessary. The UR will determine whether treatment recommended by a doctor falls within the guidelines of the MTUS. If the recommended treatment is not included in the MTUS or goes beyond the guidelines, the doctor must provide evidence to the claims administrator showing why this treatment will be necessary and demonstrating its effectiveness.